If you are not eligible for a NILS® loan or have other credit and debt issues, contact the Credit and Debt Hotline on 1800 808 488 for help and assistance. There may be other options available, such as talking to a free and confidential financial counsellor to get your finances sorted.

Centrelink
http://www.centrelink.gov.au

Family Assistance Office
http://www.familyassist.gov.au

Financial Counsellors Association of NSW (FCAN)
http://www.fcan.com.au

Good Shepherd Youth and Family Services
http://www.goodshepvic.org.au

Indigenous Money Mentor Network

Moneysmart

National Australia Bank (NAB)
http://www.nab.com.au

Northern Rivers NILS (NRNILS)
http://www.nrnils.lnci.org.au

NSW Fair Trading
http://www.fairtrading.nsw.gov.au