Are you on a low income, e.g. the holder of a health care card?
Have you lived in your local post code area for at least the past six months?
Can you afford to repay the loan over a 12 – 18 month period?
NILS loans are available for
NSW Nils State Conference
22nd and 23rd October 2013
Call for papers (extended)
"I would really recommend getting a NILS Loan, there was so much support to make the payments my way......"
"NILS helped when our fridge broke down. The new one is energy efficient, now I’m saving on my power bill!”