• "...if you feel that you can't make ends meet..."

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  • "...if you feel that you can't make ends meet..."

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  • "NILS gives you help where it is needed most..."

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  • "A No Interest Loan can get you back on track!"

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  • Find a NILS provider in your area...

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Eligibility

Are you on a low income, e.g. the holder of a health care card?
Have you lived in your local post code area for at least the past six months? 

Can you afford to repay the loan over a 12 – 18 month period?


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Get a Loan

NILS  loans are available for

  • White goods
  • Essential electrical goods 
  • Furniture 
  • Approved medical equip

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What's On

NSW Nils State Conference
22nd and 23rd October 2013

  • Call for papers (extended)

  • Registration

  • Programme

  • Sponsorship and
    Exhibitor Opportunities

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Testimonials

  • "I would really recommend getting a NILS Loan, there was so much support to make the payments my way......"

    A. Hunter

  • "NILS helped when our fridge broke down. The new one is energy efficient, now I’m saving on my power bill!”

    S. Davies

"The No Interest Loan Scheme is available for low income earners in tough situations..."